{"id":1172,"date":"2020-10-29T10:00:13","date_gmt":"2020-10-29T13:00:13","guid":{"rendered":"https:\/\/deempleo.net\/blog\/?p=1172"},"modified":"2020-11-03T08:36:57","modified_gmt":"2020-11-03T11:36:57","slug":"pedi-un-prestamo-y-me-quede-sin-empleo-que-hago","status":"publish","type":"post","link":"https:\/\/deempleo.net\/blog\/2020\/10\/pedi-un-prestamo-y-me-quede-sin-empleo-que-hago\/","title":{"rendered":"Ped\u00ed un pr\u00e9stamo y me qued\u00e9 sin empleo, \u00bfqu\u00e9 hago?"},"content":{"rendered":"

Debido a la pandemia por COVID-19, muchas personas en M\u00e9xico han quedado sin empleo y muchas de ellas, adem\u00e1s, tienen pr\u00e9stamos que deben pagar.<\/p>\n

Si este es tu caso, le pedimos a\u00a0Yotepresto.com<\/a><\/strong>, expertos en pr\u00e9stamos y finanzas personales, que nos dijeran qu\u00e9 puedes hacer y esto fue lo que nos comentaron:<\/p>\n

1.- Ac\u00e9rcate a la instituci\u00f3n<\/strong><\/h2>\n

Lo primero que hay que hacer es acudir a la instituci\u00f3n en donde solicitaste el cr\u00e9dito y platicar tu situaci\u00f3n. Esto te ayudar\u00e1, porque la financiera puede proponerte alg\u00fan plan para que no pagues tu pr\u00e9stamo por alg\u00fan tiempo o crear un plan de pago distinto al que ten\u00edas en un inicio.<\/p>\n

Cualquiera que sea el caso, debes comprometerte a que, una vez resuelta tu situaci\u00f3n, pagar\u00e1s. Incluso, seguramente, para entonces podr\u00e1s adelantar pagos y ahorrar un porcentaje de los intereses.<\/p>\n

2.- Consigue ingresos<\/strong><\/h2>\n

S\u00ed, ya sabemos que no es el mejor momento para buscar un trabajo, pero seguramente tienes cosas guardadas que ya no utilizas, o nunca usaste, y que est\u00e1n en perfectas condiciones, \u00a1v\u00e9ndelas!<\/p>\n

Adem\u00e1s, si eres un experto en algo, puedes crear un curso en l\u00ednea y comenzar a impartirlo. Hay muchas plataformas que te permiten hacer esto, sin invertir mucho dinero.<\/p>\n

3.- No te endeudes<\/strong><\/h2>\n

Por ning\u00fan motivo pidas, en este momento, un cr\u00e9dito, ya que, m\u00e1s que ayudarte, eso te perjudicar\u00e1, porque tendr\u00e1s que pagar una deuda m\u00e1s que las que ya ten\u00edas.<\/p>\n

Por otro lado, muy pocas instituciones estar\u00e1n dispuestas a prestarte, porque no tienes un empleo, y las que lo hagan intentar\u00e1n aprovecharse de tu situaci\u00f3n, as\u00ed que te ofrecer\u00e1n un pr\u00e9stamo con p\u00e9simas condiciones. Eso s\u00ed, a \u201cpagos facilitos\u201d.<\/p>\n

Claro est\u00e1 que esta crisis no durar\u00e1 para siempre y encontrar\u00e1s un trabajo con el cual cubrir tus necesidades esenciales y pagar tus deudas. Pero, entonces, no debes hacer lo mismo que hac\u00edas antes, \u00bfqu\u00e9 deber\u00edas hacer?<\/p>\n

1.- Adelanta pagos<\/strong><\/h3>\n

Si la instituci\u00f3n en donde tienes el pr\u00e9stamo no te penaliza por hacer pagos anticipados, real\u00edzalos. Esto te ayudar\u00e1 a ahorrar intereses.<\/p>\n

2.- Consolida<\/strong><\/h3>\n

Si tienes varias deudas, lo mejor que puedes hacer es encontrar un cr\u00e9dito que te cobre menos intereses y con el cual las pagues todas. Con esto tambi\u00e9n ahorrar\u00e1s intereses.<\/p>\n

3.- Evita endeudarte<\/strong><\/h3>\n

Enf\u00f3cate en pagar tus deudas actuales y al\u00e9jate de todas las ofertas que te llegan para adquirir un nuevo pr\u00e9stamo.<\/p>\n

As\u00ed que ya lo sabes, si tienes un pr\u00e9stamo y te quedaste sin trabajo, no es el fin del mundo. Hay muchas personas pasando por lo mismo y solo es cuesti\u00f3n de tiempo para que la crisis termine. \u00a1\u00c1nimo!<\/p>\n","protected":false},"excerpt":{"rendered":"

Debido a la pandemia por COVID-19, muchas personas en M\u00e9xico han quedado sin empleo y muchas de ellas, adem\u00e1s, tienen pr\u00e9stamos que deben pagar. Si este es tu caso, le […]<\/p>\n","protected":false},"author":2,"featured_media":1173,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[113],"tags":[321,320],"class_list":["post-1172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-consejos","tag-desempleo","tag-prestamos","has_thumb"],"yoast_head":"\nPed\u00ed un pr\u00e9stamo y me qued\u00e9 sin empleo, \u00bfqu\u00e9 hago? - Bolsa de Empleo - DeEmpleo.Net<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/deempleo.net\/blog\/2020\/10\/pedi-un-prestamo-y-me-quede-sin-empleo-que-hago\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ped\u00ed un pr\u00e9stamo y me qued\u00e9 sin empleo, \u00bfqu\u00e9 hago? - Bolsa de Empleo - DeEmpleo.Net\" \/>\n<meta property=\"og:description\" content=\"Debido a la pandemia por COVID-19, muchas personas en M\u00e9xico han quedado sin empleo y muchas de ellas, adem\u00e1s, tienen pr\u00e9stamos que deben pagar. 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